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Property advice | Mortgage guide | Mortgage glossary

Mortgage guide: Mortgage glossary

Listings for V

- an abbreviation for valuation

- inspection carried out for the benefit of the mortgage lender to ascertain if a property forms good security for a loan.

Whilst the borrower may be given a copy of the valuation this is only a limited form of inspection and should not be relied upon on when deciding whether to purchase a property. Purchasers should be advised to obtain either a House or Flat Buyer's report or a full structural survey before proceeding with a purchase.

valuation fee
- fee paid by the prospective borrower for the lender's inspection of the property. Normally paid on application.

variable rate
- interest rate that will vary over the term of the loan, normally in line with the general cost of borrowing.

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