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Property advice | Mortgage guide | Mortgage glossary

Mortgage guide: Mortgage glossary

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general conditions
- the set of standard conditions that apply to a mortgage, normally provided to the borrower in booklet form at the time the mortgage offer is given.

general insurance
- insurance of goods (other than marine insurance).

Insurance companies identify different types of insurance policy as falling into different branches. For instance the Life branch covers the insurance of people and is generally known as life assurance. The insurance of property, rather than businesses, is known as personal lines.

guaranteed earned income
- any income received on top of your basic salary that is not part of your normal basic pay under the terms and conditions of your employment but which you are guaranteed to receive.

- person who agrees to guarantee that a loan will be paid.

The guarantor is therefore fully liable for the repayment of the borrowed amount should the borrower default.

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